Membership in RNAO satisfies the CNO’s professional liability protection (PLP) requirement. RNAO members are eligible for the professional liability protection and services of the Canadian Nurses Protective Society until October 31, 2015.
Effective November 1, 2015, RNAO is changing its professional liability protection (PLP) provider to insurance company, Liberty International Underwriters. All RNAO members, including RNs and NPs are automatically covered. This insurance will provide RNAO members with the PLP coverage they need, as mandated by the College of Nurses of Ontario. The coverage is comparable to what RNAO members had previously.
RNAO's membership fee of $256.36 for RNs and NPs includes PLP coverage as an automatic membership benefit. RNAO's membership fee is less for colleagues who qualify for discounts such as :
PLP is included in all the fee categories for RNs and NPs. Membership in RNAO satisfies the CNO's mandatory PLP requirement.
RNAO members are automatically afforded insurance coverage under the RNAO Sponsored Professional Liability Insurance Program underwritten by Liberty International Underwriters. Established in Canada in 1993 as a division of the Liberty Mutual Insurance Company, Liberty International Underwriters is a leading insurer in Specialty Casualty Insurance and has an 'A' Excellent rating by A.M. Best Co.
Each RN and RN(EC) member of RNAO who holds a valid registration from the College of Nurses of Ontario is automatically provided Professional Liability Insurance coverage up to a limit of $10,000,000 per claim / $10,000,000 aggregate per year in respect of claims or legal actions for professional negligence arising from the provision of a professional nursing service in Canada. Coverage includes the payment of any settlement or any court-imposed damages, costs, legal expenses and fees as per the terms and conditions of the policy. Please note that annual aggregate limits may apply.
Each of the following insurance coverages are also automatically provided to each RN and RN (EC) under the RNAO Sponsored Professional Liability Insurance Program up to a maximum limit of $1,000,000 per year:
In all cases, the proceedings or litigation must take place in Canada. Coverage is subject to the terms and conditions of the policy and annual aggregate limits may apply.
For more information on the RNAO Sponsored Professional Liability Insurance Program, please contact our insurance broker The Magnes Group Inc. at 1-800-650-3435, extension 349.